About Us

InCred is a new-age financial services group that leverages technology and data-science to make lending quick and easy.

InCred is credit for Incredible India. We use technology and data-science to make lending quick, simple and hassle-free. We believe traditional ways of lending can exclude those most in need because of outdated, rigid and often inefficient processes. At InCred, we have simplified the lending process with a sharp focus on serving our borrowers’ unique needs and circumstances – offering our customers a truly superior borrowing experience.

 Passion

Passion

 Innovation

Innovation

 Customer Focus

Customer Focus

 Integrity

Integrity

 Ownership

Ownership

Meet Our InCredible Team

  Bhupinder Singh        Founder & CEO, InCred Group   Bhupinder is the Founder and CEO of InCred. Prior to this, he was the head of the Corporate Finance division of Deutsche Bank and co-headed the Fixed Income, Equities and Investment Banking divisions for the Asia Pacific region. 

Bhupinder Singh

 

Founder & CEO, InCred Group

Bhupinder is the Founder and CEO of InCred. Prior to this, he was the head of the Corporate Finance division of Deutsche Bank and co-headed the Fixed Income, Equities and Investment Banking divisions for the Asia Pacific region. 

  Nitin Agarwal       COO, InCred Group   Nitin is the Chief Operating Officer at InCred. Prior to this, he was Director of Investment Banking at Equirus Capital, co-founder of fashion e-commerce portal Yebhi.com and COO of Brainvisa Technologies, a customized learning solutions company.    

Nitin Agarwal

 

COO, InCred Group

Nitin is the Chief Operating Officer at InCred. Prior to this, he was Director of Investment Banking at Equirus Capital, co-founder of fashion e-commerce portal Yebhi.com and COO of Brainvisa Technologies, a customized learning solutions company. 

 

     Prashant Bhonsle       CEO -   Housing & Education, InCred Group   Prashant heads the Housing & Education Loan businesses at InCred. Previously, he was Country Head of HDFC Credila, India’s largest education loan company. He has also held senior positions at ICICI, Canon, RPG Cellular & a tech startup. 

 

Prashant Bhonsle

 

CEO - Housing & Education, InCred Group

Prashant heads the Housing & Education Loan businesses at InCred. Previously, he was Country Head of HDFC Credila, India’s largest education loan company. He has also held senior positions at ICICI, Canon, RPG Cellular & a tech startup. 

  Saurabh Jhalaria       CEO - SME Business, InCred Group   Saurabh heads the SME Loan business. Prior to joining InCred, Saurabh spent over 13 years at Deutsche Bank - last as Managing Director based out of Singapore - lending to corporate and SME borrowers across Asia with a focus on India. 

Saurabh Jhalaria

 

CEO - SME Business, InCred Group

Saurabh heads the SME Loan business. Prior to joining InCred, Saurabh spent over 13 years at Deutsche Bank - last as Managing Director based out of Singapore - lending to corporate and SME borrowers across Asia with a focus on India. 

  Prithvi Chandrasekhar       MD - Credit & Analytics, InCred Group   Prithvi leads credit risk management & advanced analytics capabilities at InCred. Previously, he served as the Global Head, Analytics at Experian, business unit head & credit officer at Capital One, & as an Analytics Senior Expert at McKinsey    

Prithvi Chandrasekhar

 

MD - Credit & Analytics, InCred Group

Prithvi leads credit risk management & advanced analytics capabilities at InCred. Previously, he served as the Global Head, Analytics at Experian, business unit head & credit officer at Capital One, & as an Analytics Senior Expert at McKinsey 

 

  Sunil Agarwal       MD - Capital Markets and Liabilities, InCred Group   Sunil manages the banking relationships at InCred and Debt Capital Markets business. He has 20+ years of experience in banking and finance of which the last 16 were at Deutsche Bank where he managed the institutional relationships for the bank.

Sunil Agarwal

 

MD - Capital Markets and Liabilities, InCred Group

Sunil manages the banking relationships at InCred and Debt Capital Markets business. He has 20+ years of experience in banking and finance of which the last 16 were at Deutsche Bank where he managed the institutional relationships for the bank.

 

InCred In The Press